Terms of Service
Last updated: July 2026
These Terms of Service ("Terms") govern your use of this website and services provided by Insurance Deals, a referral and comparison service operated by American Net LLC ("we," "us," or "our"). By using this site or calling (888) 595-1031, you agree to these Terms.
1. What We Do
Insurance Deals is not an insurance company, agency, or carrier. We are a marketing and referral service that connects consumers with licensed insurance agents and third-party carriers. We do not sell insurance, provide quotes ourselves, underwrite policies, or bind coverage. Any insurance products, pricing, quotes, and coverage decisions come solely from independent licensed agents and carriers.
2. No Guarantee of Coverage or Savings
Contacting us does not guarantee that you will be offered coverage or a lower rate. Availability, eligibility, premiums, discounts, and savings vary based on your state, driving record, carrier, and individual circumstances, and are determined solely by the carrier. Any figures or examples on this site are illustrative and not a promise of a specific result.
3. Consent to Contact
By providing your contact information, you consent to be contacted by us and our partners by phone, text, or email regarding insurance products, including by automated means. Consent is not required to make any purchase. You may opt out at any time.
4. Use of This Site
- You agree to provide accurate information and to use this site lawfully.
- You may not misuse, copy, disrupt, or attempt to gain unauthorized access to the site.
- All content on this site is provided for general informational purposes only.
5. Third-Party Services
We are not responsible for the products, services, pricing, conduct, or content of any third-party agents, carriers, or websites you may be connected to or linked from this site. Your dealings with those third parties are solely between you and them.
6. Disclaimer of Warranties
This site and our referral services are provided "as is" without warranties of any kind, express or implied, to the fullest extent permitted by law. We do not warrant that the site will be error-free or uninterrupted.
7. Limitation of Liability
To the fullest extent permitted by law, American Net LLC and Insurance Deals will not be liable for any indirect, incidental, or consequential damages arising from your use of this site or from any insurance product or service obtained through a third party.
8. Changes to These Terms
We may update these Terms at any time. Changes take effect when posted on this page with a revised date. Continued use of the site means you accept the updated Terms.
9. Contact
American Net LLC — Insurance Deals
3349 Monroe Ave Ste 301, Rochester, NY 14618
Phone: (888) 595-1031